Access India Debit Card
Withdraw money or make purchases across India, all with one Card
The Kotak Access India Debit Card, with its high withdrawal and purchase limits, is the perfect Card for a Non-Resident Indian who travels often across India.
Access merchant establishments and ATMs across India
Daily Purchase Limit: Rs. 2,00,000 & ATM Withdrawal: Rs. 75,000 within India
Complimentary Insurance Cover; Lost Card Liability- Rs. 2,50,000/-, Purchase Protection Limit- Rs. 50,000/-
Get an SMS and Email alert on your registered mobile phone and Email ID
Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness
In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:
A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by:
All Chip Kotak Debit Cards are by default enabled for international use.
*If a customer is using Magnetic Strip (Non Chip) Kotak Debit Card for international transactions, then as a process, the customer is issued a chip kotak debit card in lieu of the magnetic strip kotak debit card (as per eligibility).
Charges for using Kotak Debit Cards at other bank ATMs can be found in the below link:
Call our 24-hour Customer Contact Centre at 1860 266 2666 to modify the limits up to the default limits. To increase limits more than the default limits, visit your nearest Kotak Mahindra bank branch.
The following transaction charges are applicable when you use the Kotak Debit Card at:
We don't realise the importance of technology in our lives, especially when paying of bills.