Why keep track of reward points when you can just unlock direct value as you spend?


Earn White Pass value on reaching spend milestones.

Get value reminders | Use vouchers online or offline

Spend milestone*

White Pass value you earn

Cumulative White Pass value

₹2 lakh



₹4 lakh



₹6 lakh



₹9 lakh



₹12 lakh



*Applicable on spends settled in a card anniversary year

These aren’t any ordinary brand vouchers.

Redeem White Pass value directly from our curated collection of premium brands.

The above list of brands is subject to change from time to time.

In addition to gift vouchers, you can also redeem White Pass on flights, hotels, philanthropy and curated travel expeditions by National Geographic.


Claim those vouchers at your convenience.

All you need to do is

  • Login to Kotak Mobile app
  • Click on the Card Overview icon and enter your MPIN
  • Scroll down to the section of reward points
  • Click on ‘Claim now’. You will now be redirected to the White Pass redemption portal
  • Select the option you want to redeem your White Pass on
  • Once a redemption is done , you will receive a confirmation over email & SMS with the details of redemption
  • You will also be able to view all your redemptions in the Redemption History tab of the White Pass portal.

A maximum White Pass value of ₹27,000 can be accumulated in a year. 

Every year on the anniversary date of the card , White Pass value will be reset to zero.

White Pass balance remains valid for an additional 90 days after every anniversary cycle.
For example: If your card is booked on 1-June-2021, the balance earned for the anniversary year 1-Jun-2021 to 31-May-2022 can be claimed till 29-August-2022.


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