Just wave and pay with no PIN.
Enjoy the comfort of this contactless way to pay for transactions up to ₹5000, without a PIN.
*The requirement for PIN entry on the POS terminal at the merchant outlet is a function of country specific regulations and is subject to change. PIN input is not mandated for purchases below the permissible local limit.
Please note that the permissible transaction limit for usage of credit cards in contactless mode in India is mandated by RBI and may change from time to time based on the latest regulations. As per RBI notification on Additional Factor authentication for contactless transactions dated Dec 4, 2020, PIN input is not required on the POS terminal at the merchant outlet for contactless transactions up to a maximum value of ₹5,000 per transaction. Additionally, beyond this transaction limit (above ₹5,000), the card has to be processed in Chip & PIN mode and authentication with PIN is mandatory.