Saving money in the 811 digital savings account can help you maximize your benefits. Kotak Mahindra Bank is India’s first new-age financial company to introduce a no-minimum balance digital savings account. Kotak 811 digital savings account is available in 2 variants, each catering to specific spending habits of customers. With zero-contact and video-KYC benefits, open a Kotak 811 digital savings account anytime, and from anywhere. Avail the best online banking solutions in just a few clicks. Open an online savings account with us and explore our wide range of offerings now! Take a look.
Kotak 811 Digital Savings Account
Kotak 811 Edge Savings Account
Never miss a payment
Kotak 811 digital savings account offers different banking solutions like utility bill payments, mobile & DTH recharge, scan and pay for offline payments, Virtual Debit Card for online payments and other options to transfer funds to your contacts and more.
Pay your favourite way
Pay credit card bills on time every month with Kotak 811. Download our mobile app and keep a record of credit card bill amount, payment date, etc., online.
Khwaabon ka khaata #DreamsInvited
Chat with us on Whatsapp!
We are happy to introduce 811 Cares, a seamless and quick WhatsApp banking service for our customers! Now, find answers to your questions in English or Hinglish. Aapki mushkilon ka hal hai humare paas!
Click below to get started with your WhatsApp Banking journey!
"The 811 account is amazingly handy. I can do instant and free of charge fund transfer using IMPS.”
- Pallav (Equity Research Analyst, Mumbai)
''For a young financial professional like me, Kotak 811 app gives me an opportunity to park my funds at 3.5%* without any risk.''
- Prem (Investment Banker, Mumbai)
Kotak 811 app is fast & easy to access. I requested my cheque book & got it in less than 7 days. I was very impressed.”
- Mohak (Advertising professional, Mumbai)
* Applicable for Resident Indian Individuals only
W.e.f. Jun 13, 2022, daily balances in Savings Account above Rs. 50 lakhs will earn 4% interest p.a. Daily balances in Savings Account up to Rs. 50 lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.
*Kindly call on our new number: 1860 266 0811, for any queries or issues between 9:30 AM to 6.30 PM, Monday to Saturday (except holidays). Local charges apply.
Click here to read the terms & conditions
Zero Balance Savings Account | Fees & Charges | FAQs | 811 Variants | Instant Savings Account Opening App
Business Correspondents 811 (For Full KYC Conversion)
You can start a recurring deposit or a term deposit through the Mobile Banking App or through Net Banking. Please visit the ‘Banking’ section inside the Mobile Banking App or Net Banking and click on ‘Open Recurring Deposit’ or ‘Open Term Deposit’.. These features are available to customers who have met us to verify their identity details. If you haven’t done that yet, please schedule an appointment via the Mobile Banking app or call customer care on 1860 266 0811*
*Local call rates apply.
You can see the ‘Scan & Pay’ option inside the Mobile Banking App. You will see this under the ‘Banking’ section of the Mobile Banking App. Once you click on it, it will open the QR code reader. You need to project it on the QR code and it will read it automatically. Once the QR is successfully captured, you can punch the amount you wish to pay and the amount will be transferred instantly.
Kotak 811 brings you a Virtual Debit Card inside your Mobile Banking App. You can use it to shop online, pay bills, recharge or use ‘Scan & Pay’ at merchant outlets. 811 Debit Card is given to customers who have verified their details using Aadhaar OTP.
Yes, you can! You can request a physical Debit Card from the 811 widget in your Kotak Mobile Banking app. Just login into the Kotak Mobile Banking App and navigate to 811 section -> virtual debit card -> Get one now.
Joining Fee: INR 0|Annual Fee: INR 0